We started our journey to getting our finances in order by reeling in on the spending. There was no other way we would have paid $84,000 in our first year without YNAB! To this day, budgeting continues to be a top priority and really keeps our finances in check. To help with that, we have made … Continue reading Frugal Challenge: No-Dining-Out November
This post may contain affiliate links. Please see my disclosure to learn more. I gave up alcohol in June of 2017 and it has been one year since I have participated in what many people refer to as social drinking. There were many reasons why I gave it up, but the reason that I was least willing … Continue reading Frugal Challenge: Give Up Alcohol
This post may contain affiliate links. Please see my disclosure to learn more. I’ve attempted a lot of frugal life hacks in the past year, all with the goal of paying down my student debt of over $550,000 in less than ten years. These include co-housing to reduce rent, travel hacking to jet set around the world … Continue reading Frugal Challenge: Become Vegetarian One Week, Every Month!
I find that financial literacy is quite low for people in their early 20’s and 30’s. This is not a fault of their own but rather, a cultural failure that presents us all with opportunity for improvement. As a society, we do not openly embrace talk about money. In our educational institutions, we do not … Continue reading Financial Advice for Young People in their 20’s
This post may contain affiliate links. Please see my disclosure to learn more. Yesterday, a dentist came to the dental practice to do a working interview. He would be the doctor to take my place at our busy practice. Upon meeting me, he asked why I was leaving. I told him the truth – that I wanted … Continue reading How to Gain Enough Financial Independence To Quit Your Job
This post may contain affiliate links. Please see my disclosure to learn more. If I am being completely honest, July was the month that got away. Very few habits stuck, and I accomplished little in terms of my to-do list. In exchange was a month full of travel, friends, family, books, sand, beach, mountain, snow, sun, and … Continue reading Monthly Goals: August
This post may contain affiliate links. Please see my disclosure to learn more. I think it has become apparent to all that the up-hill battle which we face against COVID-19 has only just begun and will not go away any time soon. When whispers of a lock-down first spread two weeks ago, I truly believed that it … Continue reading Financial Advice to Battle COVID-19
Welcome to Mastering a Budget! In this course, you will learn how to master a budget, without feeling lost, deprived, or bogged down by the process. I want to make budgeting a fun and rewarding experience. I want everyone to learn how to budget efficiently and effectively and to move you towards living the … Continue reading Mastering a Budget Course