Frugal Challenge: No-Dining-Out November

We started our journey to getting our finances in order by reeling in on the spending. There was no other way we would have paid $84,000 in our first year without YNAB! To this day, budgeting continues to be a top priority and really keeps our finances in check. To help with that, we have made … Continue reading Frugal Challenge: No-Dining-Out November

Frugal Challenge: Give Up Alcohol

This post may contain affiliate links. Please see my disclosure to learn more. I gave up alcohol in June of 2017 and it has been one year since I have participated in what many people refer to as social drinking. There were many reasons why I gave it up, but the reason that I was least willing … Continue reading Frugal Challenge: Give Up Alcohol

Frugal Challenge: Become Vegetarian One Week, Every Month!

This post may contain affiliate links. Please see my disclosure to learn more. I’ve attempted a lot of frugal life hacks in the past year, all with the goal of paying down my student debt of over $550,000 in less than ten years. These include co-housing to reduce rent, travel hacking to jet set around the world … Continue reading Frugal Challenge: Become Vegetarian One Week, Every Month!

What to Do Now That Student Loan Debt Forgiveness is Blocked

I came on today not to spew about my thoughts on the blocking of Biden administration’s student loan debt forgiveness. There are enough opinions, from both sides, on the subject matter on the web as is. This space isn’t meant to polarize people by differences anyhow. I am here to offer what we can do … Continue reading What to Do Now That Student Loan Debt Forgiveness is Blocked

Preparing for the Resumption of Student Loan Payments

This post may contain affiliate links. Please see my disclosure to learn more.  I don’t pretend to know what anyone’s financial situation is like. I know that our stories are different, and depending on where we lie on our path, the story changes with time. I have already written about what one should be doing with their … Continue reading Preparing for the Resumption of Student Loan Payments

Financial Advice for Young People in their 20’s

I find that financial literacy is quite low for people in their early 20’s and 30’s. This is not a fault of their own but rather, a cultural failure that presents us all with opportunity for improvement. As a society, we do not openly embrace talk about money. In our educational institutions, we do not … Continue reading Financial Advice for Young People in their 20’s