Frugality: Co-housing, An Update

It has been six months since Mike and I decided to take on a roommate and give co-housing a try. The verdict? It has been such an awesome and wonderful experience! We could not have been happier with our decision, and today, I wanted to share an update, for those who may be considering it themselves, or for those who have never thought about the possibility but are looking for options.

All too often, when we tell people that we have a roommate living with us, we get these incredulous stares or looks of confusion. They ask questions like, “But you’re married, right?” or “Isn’t that weird?” Which implies that there is this societal expectation that explicitly states in a rule book somewhere that a newly wedded couple should be living on their own. I don’t know if the concept is tied to the idea that a couple should be independent, or if it’s a sign of being able to provide for yourselves and therefore is more so tied to responsibility. Whatever it is, I think this expectation is just as detrimental as the idea that once you are married, you are “ONE”.

I believe that it is important to retain your individuality while married. It’s important to discern the difference between finding someone who adds to your life, and finding someone who completes your life. I do not believe in the latter. I do not believe in molding into one, but rather, in retaining our individual two-ness and working together, contributing equally, in our own unique ways. When we see ourselves as a single entity, it is easier to shut the rest of the world out with this “Us VS Them” mentality. When you consider yourselves as individuals, then it is easy to open up your life (and space) to other individuals as well. And maybe this is where our thinking differs from the rest.

Either way, the benefits of having a roommate are multi-fold, and I would like to address the ways in which it has enriched our lives.Obviously, having an additional roommate really helps with the finances. Before we welcomed K into the downstairs floor, we were looking for ways to decrease the monthly recurring rent payment,  which in Orange County, CA is not the easiest thing to do. We were looking at 450 sq. foot apartments that would decrease our rent to, well, what we have now. Adding a roommate allowed us to stay in the 1600 sq. foot space that we love, that was ideally located for both of our jobs, and that had a two car garage. Numerically, the savings have been over $4,000 in the course of 6 months! And it isn’t just on our end. I am not sure I ever mentioned this on here, but K is my younger brother’s girlfriend. She found a job nearby so she was looking for a space and we offered her her own floor downstairs at a much much cheaper price than if she rented a space on her own. It saves her money too! Everyone wins. But there is more to the story than just the finances…

On top of adding an additional person to talk to in the evenings, I actually get to see a lot more of my younger sibling too, which is awesome! I have really enjoyed the Sunday coffee dates we host at home, or random weeknight dinners, or occasional boardgame nights. I think for Mike and I as well, it has been such a difference having a third person to talk to. When it was just us two for the first year of our marriage, there came a point where we had squeezed out every last little story we had to tell. When you add a third person to the mix, the stories abound anew. There are so many fun discussions to be had, different perspectives to be told, and always, a mediator between two people. It’s a reminder that we as humans really do benefit from social interaction. Mike and I learn new lingo from the younger crowd, K teaches us about finance through her her business and accounting background, while we share with her our financial experiences and mistakes, and Mike and I share a lot about bread and coffee (although I am not sure that’s such a fair trade-off). But really, we have so much to share with each other and I just feel like Mike and I have grown so much more by adding someone back into our home.

Also, there is the perk of always having someone to house sit! Mike and I are constantly traveling, and I guess so is K. We usually have someone watching over the loft every time one of us is away, which is a perk I actually never thought about before. When we went Hawaii last year, we returned to a sprinkler flood on the first floor that was occurring for who knows how long. When we returned from Germany, we came back to the annoying, high pitched beeping of a fire-alarm battery dying. We hoped that was not going on for the whole week that we were away! Having someone watching the house allows all of us to go on vacation, worry-free.

We have enjoyed co-housing so much that we decided to renew our six month lease again, with all three of us on board! Which means another $4000 in savings, another 6 months of after-work stories and long chats and weekend adventures. I first learned of co-housing from a documentary about Denmark, one of the happiest countries in the world. I am surprised it is not more popular here. I think a lot of our stress comes from our isolation from others and co-housing is a way to decrease some of that unhappiness. I say try it! It’s not much different from living with roommates in our college days. Weren’t those the best days of our lives?

 

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