Monthly Goals: April 2021

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April was the most balanced month I have ever had. I spent a lot of time with friends and family, including helping my mother-in-law and sister-in-law move, dog-sitting and house-sitting for my parents while they were traveling, celebrating my sister-in-law’s birthday (twice!), celebrating my dad’s birthday, celebrating Easter with Mike’s family, continuing my weekly calls with my sister in Spain, hanging out with my co-workers after a long Friday work-day, and visiting our best friends in Los Angeles! I had a lot of new experiences, such as hitting a record month with blogging, as well as hosting my first virtual cooking class for a friend’s company Lunch and Learn. Financially, we are at a stand-still with our second refinance and I am putting together our living trust, both of which were the biggest challenges for the month. Meanwhile, I started taking piano lessons (I’ve always wanted to learn), spent the entire month boxing at my cousin-in-law’s gym and running a few times a week, hitting a lifetime record mile. I take care of myself by taking afternoon naps, working on a few coloring pages, and sitting on the sunny balcony with my pensive thoughts. Best of all, I started planning for a few trips in the summer months, determined to make the most out of 2021 as I promised to myself on New Year’s Eve.

April was the month that really reflected what I have been working towards since pursuing financial independence three years ago. I created a work schedule that I am not only proud of, but that also works for me. I get to enjoy the creativity of writing on my blog, a growing network in the hospitality industry while connecting bread and coffee together (two of my favorite things in life that I am passionate about), and still get to dabble in dentistry at a relaxed environment that feels more like home than a job. I go into the office two days a week which I stacked back to back so that I have five days straight of being at home if I so wish. I was pretty adamant about making blogging and wholesale directing both remote and on my own time. I know it seems like asking for much to some, but it’s actually more about asking for what will work best for your personality and lifestyle. In return for granting me jobs that are aligned with me, I think all of my co-workers and bosses can tell you that my output and return is of better quality and my outlook at work is a very positive one. I do believe that your satisfaction in work and life is visible through the energies you emit, so it is very important that work align with your dharma and being.

The most impactful thing for me is not being dependent on a job or other people. We aren’t financially free, meaning my student debt is still looming over us (although much smaller now), but we have a very strong grasp on our finances. I feel more in control of our situations and have the confidence that I needed to dissociate my dependence from others. (On a side note, being independent of others doesn’t mean you are isolated and alone. It simply means you are self-sufficient enough to be the truest version of self you can offer). You can read about how I gained enough financial independence to quit my job here. It is one of my most viewed posts in this space, which tells me that people are interested in doing the same. We were taught that doing more and earning more is the way to being rich. For us, the opposite has been true. Doing less allowed us to save money and led to me cutting my work days. Cutting my work days gave me freedom to pursue other interests, which gave me more meaning and satisfaction in life, but also, increased my connection with people and my experiences in this world. Even during the pandemic, financial independence played a positive role for us, which I wrote about here. All in all, I am getting closer to where I intended to be when I started living intentionally – which is to have separation from work, a bigger community, the ability to pursue my passions, and soon, to travel the world. With that, I hope May follows suit.


I have finally found the planner for me this year and will stick with Unbound Planner. I think it provides the best balance of mindful living and productivity. I was able to be productive and be calm, which is always tough for a go-getter like me. I also realize that as much as I try time-blocking and as productive as it is, it doesn’t give me that sense of peace. I find myself glancing at the clock to ensure that I stay within my time limits. It subconsciously adds an extra layer of stress, so I switched back to my checklist method. I prefer to keep a running checklist and to pick off one item at a time to do. I like to spend time with each task without rushing, which ultimately leads to better results.

The planner also helps relieve me of thinking about day-to-day chores. I use the meal planning section to simplify making meals at home and grocery shopping for them, too! The weekly overviews are built around plans I made for the months and years, and I can easily look back on my game plan and timeline to plan for the week. The daily indications for exercise, taking my supplements and drinking my 8 glasses of water are also helpful. Lastly, each day starts off write, with the section for gratitude journaling as well as a Top 3 Priority checklist.


Without further ado, here are a few goals for May.

Personal:

  • Practice T.I.M.E. ritual each morning: T- Thankfulness Practice by Gratitude Journaling, I- Insight by listening to podcasts, writing, or reading, M- Meditate using the TIDE app, and E – Exercise whether that’s running or hiking.
  • Put phone away when I am with people or when doing something to avoid distractions.
  • Have a digital sabbath one day per week.
  • Learn how to use my new Microsoft surface pen.
  • Let myself take an afternoon nap every weekday that I am off.
  • Learn the 195 countries’ locations and be able to fill in a blank map with their names.
  • Learn 2 modern songs on the piano.
  • Go to the beach twice with Mikey.
  • Spend one hour this month doing NOTHING.
  • Finish reading 2 books.
  • Bake 2 new recipes.

Health:

  • Be able to run 5 miles under 50 minutes.
  • Workout with weights 3x/week.
  • Go on a hike once a week.
  • Use Magnesium Spray to boost energy, lift mood, calm the mind, and relax the muscles.
  • Take vitamins and collagen powder daily.

Work:

  • Grow the bakery by $3k this month.
  • Create genuine, meaningful relationships with patients by spending an extra five minutes each appointment learning one new thing about their social life.
  • Publish 20 blog posts.
  • Top last month’s 8.8K Pinterest views.
  • Top last month’s blogging income.
  • Learn how to self-publish a book by taking courses online.

Home:

  • Put away things daily.
  • Do a pantry clean out and organization.
  • Declutter paper and digital files and email.
  • Declutter the home and garage.
  • Complete the cleaning list.

Finance:

  • Save $7k next month to ramp up for whenever student loan repayment resumes – invest 20% of it and place 80% in our Marcus High Yield Saving’s Account.
  • Close on a second refinance of our home, hopefully sealing the interest rate at 2.875%.
  • File a living trust.
  • Complete 5 CE courses.

Monthly Goals: July 2020

This post is sponsored by KINTO, a Japanese company that focuses on bringing tableware, drinkware, and interior items that bring its owners a sense of joy. Each of their items are heavily considered for the ease of integration into one’s lifestyle, without sacrificing the beauty of everyday things. 

A few days late, but better than never. In May, I shared how daily habits can help get goals achieved and in June I wrote about how creating time blocks can facilitate getting goals done.

For July, I wanted to do something a bit different and separate goals from habits. Habits are tiny daily steps we take to create a particular lifestyle. Hopefully the habits feed into your future goals but let’s not get the two confused as being the same thing.

This month’s goal formula has monthly goals, weekly goals, and daily habits listed separately. I consider monthly goals to be TRUE GOALS – one time events that occur after reaching a certain thresh-hold. In contrast, daily habits are tiny wins that we wish to accomplish so as to create a particular lifestyle. They are not true goals in that there is no end point. You do them daily, so it’s not like you drank 8 cups of water today therefore you’re done with that goal. Habits should be things that never leave you. You still want to do that again tomorrow in order to maintain a certain lifestyle. Lastly, weekly goals are somewhere in between. They’re goals that you can cross off and forget about for a few days, until a new week begins. They create a repeating habit over time. Below, you will see the difference between the three.

Monthly Goals:

  • Increase Instagram followers to 800 people, which may not seem like a lot but for a non-socialite such as myself seems like such a huge feat! If you like this content, perhaps you might enjoy a follow😉
  • Get a podcast recording in the books. It’s been a while since I’ve shared my story or put myself out there. After a few years of going down this loan repayment path, maybe some people can glean valuable info from my mistakes and my successes? I will try to see if there’s a space who would be interested in hearing the story thus far.
  • Finish online continuing education courses for dentistry and plan future live CE’s. Since we are spending a lot of time quarantining, I might as well use this time to knock out 25 of my 50 required continuing education credits. As a frugalist, I always do 25 of them online for FREE, which is the maximum allowed remote courses one can take.
  • Upgrade bathroom. We recently re-painted our bathroom in June. I wanted to upgrade the rest of it to make it feel like a brand new space without breaking the bank. I will be brainstorming a frugal way to upgrade a bathroom and will be sharing the project as we continue along.
  • Pantry declutter project. Every month I try to check the pantry for soon-to-be-expired items that I then integrate into meal planning. I like a minimalist fridge and pantry, getting rid of ingredients before buying more. We have very little pantry space in our small home, so it’s kind of a necessity, but also, a fun challenge for me.
  • Digital declutter project. For so long, I keep telling myself this will be the time I will digitally declutter. I have tons of files, photos, emails, subscriptions … I’d love to tackle this today!
  • Break $500 with the blog. I just recently started making money from the blog in the hundreds and my goal is to continually increase my blogger income. This month, I hope to break $500 in extra cash. One way I do this is by getting affiliate sponsored posts or by making affiliate links.
  • Explore 2 new places. It’s always good to have goals that nourish the soul. I love to explore and experience new things so this month, I wanted to explore two new places that we have never been before.
  • Bake 1 new recipe. I typically try to learn a new baker’s recipe every month using a variety of cookbooks or bloggers as inspiration.

Weekly Goals:

  • Stay offline one day a week. This means no blogging or social media for one entire day. This will be the day I spend with Mike, friends and family.
  • Deep clean house including bathroom, kitchen and floors.
  • Run 3x/wk. We have been pretty good about running a few days a week and I am proud of my abilities now (running up to five miles) so I want to keep this up. Hopefully it naturally turns into a habit so that I won’t have to keep making it a goal.

Habits:

  • Stretch/yoga10 mins every morning
  • Wake at sunrise
  • Use Headspace every morning
  • Skin care routine every morning
  • Wear TBC eyewear when using screens
  • Make bed every morning
  • Read 20 pages every day
  • No social media after 7pm
  • Drink 8 glasses of water
  • Turn on humidifier every evening
  • Wear a nightguard every night
  • Sleep at a decent hour every night
  • Write at least 30 minutes a day
  • Get outdoors 30 mins per day

I love to check off goals when I complete them. As for habits, I love to track. My favorite printable habit tracker download is by Unbound, which you can buy here.

I hope your month goes swell! See y’all in August.