Holiday Pet Prep Starts Now

This blog post is in affiliation with Rover.com, a platform that connects dog owners with dog sitters. I, myself, am a dog sitter at Rover and this hobby-turned-side-hustle is one of my additional sources of income!

I consider the advent of Halloween as the official beginning of the holiday season. Every year, I make a conscious effort to make the holiday time a slow one. It’s a time of joy, but also becomes a time of great stress … hence the word effort.

Planning ahead helps alleviate the fervent rush and allows for greater enjoyment during this time of year. While it is challenging to plan for gathering head counts this early in the year, one of the things you can do today to lighten your to-do list for the holidays is to plan for your pets.

When you have a dog or cat, you have a family member. While considerably less work (at times), a pet can feel like having a small child in the house, especially dogs. You have to schedule your day around their needs and make sure they are being well taken care of.

It may be difficult to prepare a supper for ten if you have to walk the dog in between turning on the oven and stirring the soup. Also, that friendly wagging tail may get in the way of entertaining guests. Unless you are certain that all guests welcome pets, you can’t be too sure how your pet make others feel. Lastly, gathering around the table is certainly less enjoyable with a slobbery beggar putting their paws on your fancy linen tablecloth, yanking at your fine china and ruining your hard work.

All of this, of course, is the best case scenario wherein you are hosting at home. What about holiday vacations? Or when celebrations are being held at a relative’s abode?

The fact is, we have busy lives that sometimes cannot involve our loveable pets; and as much as that saddens us, we must leave them at home.

So, what do you do when you’re gone longer than preferred? You find help and Rover is a great source.

Rover is the nation’s largest network of pet sitters and dog walkers. They offer a ton of different services to help you give your pooch the attention and care they deserve when you are unable to. Sitters such as myself are true animal lovers with amazing customer care you can trust.

To avoid any unwanted surprises, I would start booking for your pet now. I would personally love to watch your pet and if you are new to Rover, you can take advantage of the following offer: $20 OFF your first Rover booking using code: SAMANT24058. You can find me here.

On the contrary, if you have no plans for the holidays, perhaps you would like to earn extra income being a sitter on Rover.

To hear more about my experience as a Rover sitter, check out my previous post here.

Financial Advice to Battle COVID-19

This post may contain affiliate links. Please see my disclosure to learn more.

I think it has become apparent to all that the up-hill battle which we face against COVID-19 has only just begun and will not go away any time soon. When whispers of a lock-down first spread two weeks ago, I truly believed that it was a wave we were all going to ride out, and normalcy will once again return within a week, maybe two. But the summit still has not been reached, so I believe it is time to talk about planning for the long haul.

I originally published my Mastering a Budget course here for free when I first heard of people halting work in order to protect the majority. That course will continue to remain free, but apart from budgeting, there are a few other financial topics to be discussed. Advice, if you will.

As always, take it or leave it as it pertains to your particular situation. I do not claim to be a financial guru, neither do I believe in one solid path. However, for the general public, these are my thoughts.

Financial Advice to Battle COVID-19

  • Start saving, if possible. For some of you, this is beyond what’s possible. Many people have filed for unemployment insurance with the EDD(which I highly recommend if you have suddenly found yourself temporarily or permanently laid-off), and saving is a ship that has long sailed. I understand that. For those who are still fortunate enough to work, I would highly recommend saving every penny possible. Now is not the time to go on an online shopping spree. These are volatile days, and no one really knows what tomorrow holds. For those who are without work, you still can save the dollars you have. Just because you have more time doesn’t mean you should be scouring the internet for sales (there will be many, I would presume). And this advice doesn’t apply to saving just dollars. Start saving pantry items, start saving worn-out clothes, learn to mend your way through. My favorite blogger who writes about working with what you have is Erin Boyle of Reading My Tea Leaves. Work with what you have, and save what you can. Which brings me to my next point…
  • Reduce spending. I am a strong advocate for frugality, and if there was ever a time to practice frugal muscles, well, now would be it. I have published a plethora of frugal challenges, as well as an Ever-growing List of Things I Have Given Up In the Name of Frugality (which happens to be my most viewed post!). Reducing spending is easy, once you get used to it. Like I said above, this is not the time to spend your days-off browsing the internet for sales and new clothes. This isn’t even the time to order delivery for fancy dinners at night. I know you already aren’t paying your cleaners (in the name of social distancing), and hopefully you stopped paying for gas and transportation now that you’re working from home. The stay-at-home mandate actually makes it easier to reduce spending if you are wise about it. Cut where you can, and put what you would normally spend into your savings.
  • Stop extra debt payments. This advice is what kills me most to say, but it is actually the smart thing to do if you are without work or find yourself with less income. If you continue to work like normal and earn the same amount as before the pandemic, maybe you can maintain extra debt payments. However, be sure you have enough in your savings first! You never know if tomorrow you will be so lucky to have the same job as today. Perhaps you will be without work, regretting spending what you thought was “extra money” on paying down debt that didn’t need to be paid. As many of you may well know, I derived my nickname “TheDebtist” after graduating with an astounding student debt – $575,000 to be exact – and deciding to pay it down aggressively. I am here to say that even I have decided to pause extra debt payments during this time of uncertainty. Currently, the President has mandated that federal student loans be waived their interest fee for the next sixty days after March 13, 2020. Therefore, deciding not to pay down the debt right now is a good move because I store that money as liquid cash, available for emergencies. We do not lose anything because the interest is waived and therefore the loan amount isn’t growing. When this is all over and the interest resumes, I can pay that lump sum that I haven’t been paying now towards loans and not prolong my trajectory towards freedom. This isn’t to say, “Don’t pay off debt and spend the money instead”, by the way. Overall, to me, stopping extra debt payments make sense. Now, this is different from not paying down credit cards in full every month. Barring severe emergencies or a shortage of funds, I think that credit card payments are not considered “extra” payments. They are actually the reflection of what you already spent. If cash is tight or if there is no interest rate, then I get it. But if possible, do pay off credit cards in full, otherwise you will simply be accruing debt and make life harder for your future self. Other areas where you may be aggressively paying down debt include but are not limited to: home mortgages, auto payments, and medical debt.
  • Use time wisely. I know, I know. I have been saying this past week that this time off is a much needed gift, something the world has been craving for ages. This is the time we need to take for ourselves. However, this does NOT mean “use this time to turn into a vegetable as you watch Netflix on the couch, scroll through Reddit or Instagram, constantly chat with your friends on Zoom or Skype, create dance videos on TikTok (twenty times over until it’s just right)”, et cetera. This time is meant to be used wisely. A time for self-discovery and introspection no doubt, but also, a time for growth. I shared an ability for my readers to access Skillshare for FREE for two months so that they could learn something new. Some of the skills on there can create a new job for you. If you are recently jobless, it would behoove you to discover what skills you have to share with the world. Create a business walking dogs on Rover. Or make money blogging (here’s how). Read plenty of books, some self-help to inspire you to create a new job position, some fiction to inspire creativity itself. Organize your home, thus organizing your mind, priorities, and the self. Take care of the paperwork you’ve been neglecting, or set yourself up for financial or professional success. Update your resume, or look into refinancing your home to get a lower rate. The world is yours for the taking.


  • Don’t touch long term investments. I cannot say this enough. Do NOT, DO NOT touch long term investments such as a 401K. Try all avenues before even thinking about doing this. The effects of touching these long-term investments are grand. It would make imaginary losses a reality. It would hurt any financial goals you’ve worked on building. Please, if you can, do not pull money out of these investments at all!
  • Create a budget. Off course, with the extra time on your hands, you can FINALLY sort out your budget. If you don’t have one, then I suggest making one ASAP. I personally use YNAB to budget (get your first 34 days FREE here), but if you take my free Mastering a Budget course, you will learn multiple other ways to budget without having to sign up for an online budgeting tool.
  • Stay Calm. Lastly, stay calm. Panic will lead you to rash decisions and regrets. Do not sell all your stocks at once. Do not hoard stuff because you are afraid. Do not sell the house or the car. Just. Stay. Calm. Think about the life you want after all of this is over. Then work backwards and think of how to make that happen using what you have today. Get help, if you must. I am here, for anyone who wants to talk.

Don’t know what in the world to do with student loans? Get help! Student Loan Planner is my number one recommendation for student loan help. Although this is an affiliate link, I am honest when I say that I would not recommend ANYTHING that I do not personally love or have not tried. Travis Hornsby saved us thousands of dollars! Scheduling a call today would be a very smart move. The financial frontier is daily changing, and you definitely need someone with the most up-to-date expertise to navigate through these waters.

Finance: Make Money Dog Sitting with Rover

This blog post is in affiliation with Rover.com, a platform that connects dog owners with dog sitters. I, myself, am a dog sitter at Rover and this hobby-turned-side-hustle is one of my additional sources of income!

I love watching dogs for other people. Actually, I love watching animals, period. But especially in the past half-year, I have dedicated my time to taking care of other people’s pets while their owners are away. How? Through ROVER. Rover is a hobby-turned-side-hustle and it is one of my most favorite gigs. Today, I wanted to take a few moments to share with you the benefits of becoming a dog sitter for Rover, plus a few tips on how you can start earning your own extra income by taking care of pets!

But first, why be a dog sitter?

I don’t like the idea of placing dogs (or cats) in kennels or small spaces overnight, and since my husband and I have plenty of room and time to spare, we have taken on a number of dogs in the past year. We have no children of our own, but we like to think of ourselves as temporary parents to these loving creatures. In return, being a dog-sitter gives us a number of life benefits. Here are a few of our favorites.

Benefits to Being a Dog Sitter

  • Increases Income – Dog sitting is a side-hustle. It increases our income, thereby allowing us to pay off my student debt faster. The amount of money you earn from Rover depends on what services you provide, as well as how much you choose to charge. That’s right! Rover lets YOU decide how much to charge. Off course, a cheaper price will increase your market, but a more expensive price will also reflect your level of expertise. Currently, we charge $30 a night for dog-sitting services. And since dog sitting for us is FUN, I like to think of it as getting paid for having a good time. We earn over $200 for a week’s stay. If you can manage to book your calendar more frequently or if you charge more for your services, you can easily earn up to $900 as a part-time Rover sitter. Rover reports that sitters who work full-time and take on 2-3 dogs at a time earn an average of $3,000 a month! I can see how someone can earn even more than that by adding multiple services to their profile – such as dog-walking, house-sitting, and in-house visits. However, do remember that Rover charges 20% for the use of their platform.
  • More Frequent Exercise – I will be the first to say that Mike and I hardly get any exercise. It’s a fault of ours, I know. Barring early morning yoga stretches with Adriene, and occasional laps at my parent’s community pool, Mike and I do not have an existing exercise routine. Being a dog-sitter forces us to at least walk two to three times a day for thirty minutes. On weekends, it forces us to take the dogs to parks and beaches, and we sometimes run (gasp!). Typically, the weekends involve longer walks that span one to two hours, or more activities such as ball tossing and frisbee soaring.
  • More Productive Mornings – I wrote recently about predawn priorities and ensuring productivity in the early mornings here. Dog-sitting facilitates all of that. We usually wake up early when our cat signals that it’s time to eat … at 6 am on the dot. It escapes me how he knows it’s time, but to avoid any interferences with his breakfast schedule, we take the dog out as the cat feeds, instead of crawling straight back into bed. Having a dog around makes sure that we are up and about in the wee hours of the morning, and by the time we’ve walked, the cool refreshing morning air and mild exercise has prepped us to start our day. I lay out the dog’s bowl of water and food, Mike hops into the shower, and I make breakfast and coffee.
  • Further Exploration of our Neighborhood – We are lucky in that we live in the heart of a downtown area. So there are plenty of places wherein one could take a dog out on a walk. Dog sitting gives us a reason to explore more of our neighborhood. It gets us out in the later hours of the evening, and allows us to see the vibrant city life that we would otherwise avoid due to our homebody-ness.
  • More Quality Time – What I cherish most about dog sitting is the quality time it lends to Mr. Debtist and myself. My favorite moments include playing chase with a new pup, tossing a ball between us as the dog runs back and forth, going on long walks along the beach on weekends, or having long conversations as we walk our own neighborhood. I also love snuggling on the couch as I read and he plays video games, with a dog on one side of our laps and a cat on the other. We make a great team, dedicated to walking the dogs together, and taking turns feeding the pets as well as socializing them with our cat. We kind of create these little memories for our family, and I like to think the dog appreciates the quality time just as much!

Now that you’ve heard my favorite parts of being a sitter, let’s talk about how you can start your own journey to getting paid for playing with pets! But first, why Rover?

ROVER connects dog sitters to animal lovers.

Pet sitting is an ever-growing industry, and we are far from reaching its peak. As travelling becomes more accessible, we will see a continual increase in the need to have people watch over the pets who are left behind. Most people would report that they would rather have their pets stay in the comforts of someone’s home rather than be caged in a kennel overnight. This is not only great news for pets, but for people who are seeking to earn extra income in this line of work as well! But how does one get started in building a name for themself and connecting with dog owners in their area?

Enter Rover.

FOR SITTERS…

Rover is the perfect platform for both new and experienced dog sitters. It connects potential dog-sitters with pets in the area without needing to put up flyers or create ads on Craigslist. The audience that you have on Rover is specifically made up of people shopping for dog sitters. And dog owners love Rover too, because it lists a number of different services, including dog boarding, house sitting, dog walking, doggy day care, and drop-in visits.

Not only does Rover connect you with dog parents, it is also a great space to build credibility. Reviews after each sitting are public, and is a great way for you to spread your quality services via “word-of-mouth”. You can also upload photos of yourself with dogs or of your home where dogs will be staying to convince dog owners that you are the right person for the job.

However, this does not mean that everyone should be a sitter. You need to make sure that your home is a loving and safe environment. You also need to be confident in your ability to take care of pets. This not only includes dog walking but also feeding, administering medicine, and reading dog behavior. You have to be active enough to give the dogs an appropriate amount of exercise, flexible enough to cater to the pet’s walking and feeding schedules, and patient enough to understand and learn each dog’s unique needs and wants. Lastly, you need to be a good communicator to the doggie parents, and competent in caring for the pet in case emergencies arise.

FOR OWNERS…

For pet owners, Rover makes searching for the appropriate sitter an easy task. You simply enter the dates, the appropriate zip code, and you can search through a number of profiles to find a match that would be good for your furry family member. As suggested per Rover, you can schedule a meet-and-greet to see if your pet and the sitter will get along, or to visit the house that your pet will be staying at. You can read profiles and reviews of your sitters, and rest assured that Rover performs a very thorough screening process for all sitters.

In fact, according to Rover.com, only 1/3 of the applicants make it through the screening process. And just to give a real life example, I actually applied to Rover upon hearing that a dentist colleague of mine also applied. My colleague has owned dogs before, currently owns a dog, and is a responsible and fun guy. We applied at the same time. Unfortunately, he didn’t get a position on Rover.com, who’s to say why. Rover requires all applicants to fill out a generic form, submit some photos, write essays, and answer situational questions. Examples of such questions include: “What would you do if the dog you are watching starts to fight with another pet at a dog park?” or “How will you ensure that your pet will not accidentally escape from your home?”. They ask how you would communicate with the owners if an accident were to happen, or how you would facilitate a meet-and-greet. It is obvious that the pets are Rover’s number one priority.

Lastly, Rover offers complimentary insurance for all services booked through Rover, as well as access to 24/7 vet consultation and partnerships for the sitters. Their cell phone app makes communication easy between sitter and pet parent and it allows photo sharing for those who wish to keep a visual tabs on their pet.

A Guide to Becoming a Dog Sitter

If you are a dog lover interested in earning some extra income, or if you are someone hoping to make dog sitting a full-time gig, then here are the steps to growing your new-found doggy business.

  • Apply to Rover by filling out their general application form.
  • Gather photos of your experience with dogs.
  • Collect references that Rover can call. Let these references know that you’ve given the company their name. It is best to refer either dog owners who you’ve helped in the past or people who have seen you interact with dogs before.
  • Rover will send you a questionnaire full of situational questions. Answer them to the best of your ability. Try to keep at the forefront of your mind the pet’s welfare. Be honest in your answers.
  • Once approved, you need to set up a sitter profile. Include photos of your home and interactions with dogs. Tell people a little bit about yourself and your experience.
  • Part of the job is managing your own calendar. If you have any other engagements, you need to put that in the calendar so that searching dog owners will know what days you are available. Rover makes it very simple for you to create a recurring weekly schedule. Blocking off dates for personal time is made easier with the Rover mobile app.
  • Define your parameters. Determine the size of dogs you are willing to watch. Figure out which services you wish to provide. For example, I am solely a dog sitter, which means the pups have to stay at my house. You may wish to be a dog-walker, or a house-sitter, or offer in-house visits. List all your precautions and requirements. For example, I only choose to watch dogs that get along with cats. I also only accept dogs who are completely potty-trained. Lastly, I only take one dog at a time, unless there are multiple dogs from the same family, in which case, I take a maximum of two dogs. No two families may book with me at the same time, in case two dogs do not get along well with each other. At the end of the day, this is your business! You get to decide your limitations.
  • Offer owners a discount by providing a link that Rover gives you. This discount link gives your bookers a $20 discount while still allowing you to be paid in FULL. This discount only applies if the dog owner is new to ROVER. With the discount, you are more likely to get a review as well, so I would kindly ask everyone who books for one. These reviews can get you even more bookings in the future, since most people would trust sitters with a great history. However, you want to ask for honest feedback, not just five-star reviews. You want to know how you can improve your services because only great customer service will have dog owners coming back.
  • Now you are waiting for your first booking. Rover will send you a notification when someone wants to book with you.
  • Schedule your first meet-and-greet. I would recommend doing a meet-and-greet with every pet. You want to make sure that the pet is trained and compatible with yourself and your family. It is always best to be introduced to a pet on neutral ground, such as a public park, rather than at your home where a pet may feel intimidated.
  • If the meet-and-greet goes well, confirm the booking. Request feeding schedules, walking schedules, drop-off and pick-up times, emergency contacts, veterinary hospital numbers, as well as a list of behavioral tendencies. Ask for permission to take the dog out on any adventures you may have planned and inquire whether the owner prefers to get updates or photos throughout the stay. I like to communicate at least once a day with an owner.
  • After every stay, I follow up with the owner and ask for that review! As you get more reviews under your belt, the bookings come more easily. Eventually, enough people will know your name that you create good relationships with them and you no longer need to use the site to get more bookers. Tip: the best times to get bookings is on holidays and weekends. Being in town and able to watch pets during the holidays is a great tactic for dog sitters, since most families do their traveling during this time!

And that’s it! You can create a savvy side-hustle or full-time gig taking care of pets today. If you think you’re ready to start earning money dog sitting with Rover, sign up here. If you are a pet owner and want to be matched with a sitter, right this way. If you would like to have me watch your pup, this is me. And for all who are new to Rover, why not get $20 OFF with this discount: SAMANT24058 ? See y’all there!