J. Hannah: A Jewelry Line that Rings True

This post may contain affiliate links. Please see my disclosure to learn more.

J. Hannah is a brand after my own heart, and the founder, Jess Hannah Revesz, is a kindred spirit. She has been described as a minimalist, chic fashionista but when I read her interviews, I see her as more of a muted, sophisticated, ethereal soul practicing restrained maximalism through intentional design choices – and it translates well to her jewelry line.

Growing up, my mother, who was a fashionista in the truest sense of the word, would always describe my style as “old age”. Despite her efforts to mold me into someone who loved diamonds, glitter and glam, my calling remained with materials that portrayed their travels through time – like iron that rusts, silver that dulls, and linens that yellow. So it only makes sense that I fell in love with a jewelry line that mimics vintage styles using 100% recycled materials of the finest quality – the epitome of making something new of old. In fact, 100% of J. Hannah’s cast gold and diamonds are recycled.

When Jess began her company, she was herself making each and every piece. As the company grew, she has maintained that level of sustainability. It goes beyond sourcing truly good materials, although she does that too. Her efforts extend throughout the entire company, from employment to packaging. All employees are guaranteed a fair wage and good working environments. The packaging remains as plastic free as possible. And the products? Well, they remain hand-made.

The collection of jewelry contains styles you would have found in your grandmother’s vanity drawer. Signet rings and hoop earrings dot the online catalog, with modern takes on pendants and lockets mixed in for good measure. Despite the vintage inspiration, the pieces have been updated for the modern woman. This pivot ring, for example, which mimics a fidget spinner, helpful during high anxiety days filled with plenty of work and daily goings-on. Or this Objet Pendant, reminiscent of lockets that used to hold your loved one’s photo or note, but can now be used to hold a back-up hair tie, an Advil, a CBD mint, or a special quartz talisman. My absolute favorite, though, is this niche ring – the perfect be-all, end-all wedding ring for life. Speaking of wedding rings, Hannah recently co-founded a company solely focused on matrimony, called Ceremony.

Far from simply having good, clean, modern design, part of what caught my attention was J. Hannah’s consideration for even the minutest of details. I found it endearing that the company released their own nail polish to fully capture the overall esthetics. In other words, “Why stop at the jewelry itself?” With playful names such as Patina and Eames, the polish collection really pays homage to things of the past, while introducing an application for this generation of young women. They are pleasingly unexpected shades that my mother would never approve of, that which resembles the color of mold and miso soup (Miso, by the way, is my favorite hue). But they are colors that are true to me, each once matching my jewelry. J. Hannah’s big picture mindfulness coupled with extreme scrutiny of the little things that add to the whole is a mirroring of the way I myself approach the world.

Lastly, I would like to leave you with J. Hannah’s words about owning jewelry, in general.

 “Never taken off” is how we want our customers to wear their jewelry, but it’s also a context for their purchase. We do not expect people to be able to afford our jewelry on a whim—it’s a luxury product. We see a lot of language used in our industry that tells women “this product will empower you” or “you need and deserve this,” as though jewelers are providing something necessary or benevolent, which is such a fiction. Jewelry is extra, it’s fun. It’s special and rare and expensive and hopefully something the customer will deeply consider as a special purchase that will last them a lifetime. We envision our customer as someone who saves up for that perfect piece of jewelry they’ve wanted for so long, or to commemorate a major life event. Hopefully they will pass it down one day as an heirloom. This feels closer to reality, which is important when we are continually exposed to entire Instagram feeds that promote excess as the norm. The prevalence of fast fashion works against us in so many ways and everything comes back to sustainability. Trend-based shopping is a wasteful pursuit. If the consumer started thinking about their purchases from a cost per wear perspective, it could change the whole design industry.

-J. Hannah in an interview with Forbes magazine

J. Hannah’s jewelry is far from cheap. It is actually very expensive. But the price reflects quality, as well as a way of living. It accounts for the difficulty in finding sustainable materials, as well as providing well for those who make our stuff. It is meant to change your spending habit, as well as the way you view the fashion industry. Not everyone can go out and buy themselves a J. Hannah ring, just because. Nobody, in my opinion, should. Restraining ourselves from whimsical purchasing of products will rewire our brains to not satisfy our wants so immediately, as well as build a higher sense of value for what we do spend money on. I am all for it.

How to Save for a J. Hannah ring

The Health Benefits of Magnesium

This post may contain affiliate links. Please see my disclosure to learn more.

Magnesium is a very important mineral. It plays a role in multiple processes that affect the function of our brains and our bodies. It is necessary in over 600 reactions, all of which promote our overall health. Yet 80% of Americans are deficient in Magnesium, mostly because historical sources of this vital mineral such as our diets and our soil have been depleted. This is why I recommend adding a form of Magnesium supplement to everyone. I myself have been using this Magnesium spray for months and find that it helps me to reduce stress, relax my muscles, fight fatigue, and get a good night’s rest. To understand why Magnesium is vital to all of those things, here are a few facts to know.

Magnesium may reduce muscle fatigue after exercise.

Magnesium moves blood sugar into muscles and disposes of lactate. Some athletes report improved performance in physical activities, although the evidence remains mixed. However, because it disposes of the lactate by-product from the muscles, it helps reduce fatigue. I like to spray Magnesium after my work-outs to help relax my muscles.

It improves sleep.

Magnesium is involved in transmitting nerve signals and relaxes the muscles and the brain. This has been shown to improve sleep, even for insomniacs or those who experience high-stress, which then helps with improving energy during the day.

Magnesium boosts mood.

Low levels of Magnesium are linked with depression. A study has shown that low levels of the mineral increases risk for depression by 22%. Some trials have shown that increasing daily dose of Magnesium to 450mg results in reduced depression symptoms equivalent to taking anti-depressants.

It helps with PMS.

Magnesium has been shown to help with bloating and fluid retention for menstruating persons. That, coupled with its mood enhancing benefits, is why it is included in this company’s everyday supplement for women 18+.

Magnesium can reduce inflammation.

Chronic inflammation is the cause of many systemic diseases, but Magnesium can help. Low levels have been linked with increased levels of CRP – an inflammatory marker in the blood. Likewise, increasing magnesium intake has shown to decrease CRP. Reducing inflammation can help with alleviating joint pain, reducing cell damage, and preventing disease.

Magnesium helps with insulin resistance.

Type 2 diabetics are usually low in Magnesium mostly because these patients are chronically high in insulin levels, which leads to the loss of Magnesium through the urine. However, increasing the intake of Magnesium has been shown to improve the processing of sugar, thereby lowering the body’s blood sugar levels. It is therefore important for pre-diabetics and diabetics to maintain their magnesium levels.

There you have it! The reasons why we need to add magnesium to our diets or as a supplement are plenty. I should note that the most bioavailable version of magnesium is magnesium citrate, which is the form this company uses.

I, myself, only use The Nue Co.’s Magnesium Spray to help alleviate sore muscles after workouts, reduce stress, and aid in sleep. It one hundred percent works for me! I prefer to ingest my magnesium by altering my diet to include magnesium rich foods rather than taking a supplement. Foods high in magnesium include fish (salmon and mackerel), leafy veggies (like spinach), whole grains, beans and nuts.

If you want to try the Magnesium spray, The Debtist readers get a discount for their first order. Receive 10% off of your first The Nue Co order with the coupon code NUEAFF10. And then let me know what you think!

What To Do With Federal Student Loans Right Now

This post may contain affiliate links. Please see my disclosure to learn more.

So it has almost been a year since the news first broke out that the US government will be placing all federal student loan repayments on pause with 0% interest. I thought it was only going to last three months, to be honest. But after three (four?) extensions, I thought I should post an update on what you should be doing with your student loans. I hope you’ve been doing these things all along, but if not, that’s okay. We can pivot. Like this post, it’s better to be late than never.

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Hit other debts, hard. It’s no secret that I cannot stomach debt. Part of that is psychological, resulting from trauma regarding debt, but in general, I liken debt to a virus, leeching away at your resources while growing in size. The first thing I did after graduation, even before tackling my student loans, was tackle credit card debt. Most credit cards charge a hefty interest fee. The longer you have credit card debt, the more money you lose. I would also try to pay down any debt you have for your car. Those two are great places to start.

If you have trouble paying off your credit card debts, you can always try The Credit Pros. They will help identify the most damaging and most helpful credit items, as well as provide advice and educational tools.

Continue making student loan minimum payments, if you can. I don’t like all this forbearance talk. I didn’t even like the student loan forgiveness program. I think that giving yourself lee-way with paying back debt when you have the ability to pay it makes your financial muscles weak. Even if you want to save money during this unprecedented time for “what-ifs”, I would recommend at least paying the minimum payment. Think of it as a finance work-out routine. It keeps you strong and on top of your game.

Grow your emergency fund. After making minimum payments, feel free to put your extra money in an emergency fund, for now. You want to prioritize emergency savings during this time over aggressive loan payments. With federal loans at 0% interest rates, federal student loans have stopped growing, which gives your money the opportunity to grow. Keep savings in a HYSA like Marcus. My affiliate link will give you an additional 0.20% APY for the first three months. While we wait for student loan repayment to resume, we can increase the amount to put towards it by letting our money grow on the side.

Start saving for retirement. 2020 gave us the breathing room to finally max out our 401-Ks for the first time! Each individual can contribute $19,500 towards their 401-Ks and if you are fortunate, your company will match a portion of that. Additionally, if you have the room, I would also recommend maxing out a ROTH-IRA and contribute to an HSA. These are our personal preferences, but whatever retirement account you have access to or choose to invest in, look at this time as a blessing for retirement planning. We have never had this opportunity to max out our retirement funds, but it’s a habit we will likely hold on to for the future years to come.

Do not refinance. If you have a federal loan, take advantage of the 0% interest rate that it offers. You can invest in stocks, maximize retirement accounts or simply let it grow in a HYSA. Refinancing will increase your interest rate and preclude you from taking advantage of forbearance, which would be useful in times of dire emergency, such as getting ill, let’s say.

Consult with a professional. If all of this seems too much or you feel that the advice does not apply to your particular student loan situation, I would highly recommend talking to a professional. Travis Hornsby at Student Loan Planner has saved us thousands of dollars. Their consultations are well worth the price and you will get more in return than what the consultation costs, which in my opinion is a win! I recommend only Travis and his team, because he knows more than anyone else about this stuff. Schedule your call here and let him know I sent ya using this affiliate link. (For those looking for an alternative option, there’s also Andrew Paulson, from Student Loan Advice backed by White Coat Investor. I haven’t yet tried his services but I am always trying to keep an eye out for good alternatives!)

Lastly, when all seems lost, know that I am in your corner. You can always reach out to me, too.

Photo by Adeolu Eletu on Unsplash

Valentine’s Day Devil’s Food Chocolate Layer Cake

This post is in partnership with KitchenAid and Le Creuset. Both companies have agreed to partner with the blog as I document my baking adventures. This particular recipe was modified from the book Tartine by Elisabeth Prueitt. Instead of homemade caramel, I used store bought La Lechera, and there’s no shame in that. I learned how to bake bread with Tartine and own three Tartine books. This edition goes through different pastries and cakes and I would highly recommend it to bakers who prefer making sweet delicacies over hearty loaves of bread. 

I have been wanting to make this Devil’s Food Chocolate Layer Cake for a while. Something about the elegance and simplicity of this cake really drew my attention to it. It stands alone well with cake crumbs coating the exterior, or for icing lovers out there, perhaps a thicker layer of chocolate ganache would do. It is rich without being overly sweet, romantic without being exaggeratedly extravagant. The definition of delectable!

If you are looking for something to do this COVID Valentine’s Day, why not gather your loved ones and work together on baking this cake? If you’ve got little ones without the patience to sit through the steps of icing and layering a cake, the cake itself tastes like a good batch of brownies and this recipe makes two batches worth when using square 8″ x 8″ pans like these gorgeous ruby red Le Creuset pans. (Right now, if you spend $200, you will receive two free heart ramekins for the Valentine holiday.) You can skip the caramel and whip up the chocolate ganache in minutes, icing the top of your brownies with chocolate. One for you, one for the kids. It’s perfect.

The original recipe calls for homemade caramel but for the sake of time, I simply bought a can of La Lechera. The chocolate ganache was easy to make and I used Ghirardelli Bittersweet chocolate chips and heavy cream. Any bittersweet chocolate works in this recipe. Lastly, I had market flowers that were due to wilt, which I cut and placed into the cake. I like to cover the stems with parchment paper so as not to mar the cake.

This cake is super easy to make. With the help of a Kitchen Aid mixer, I was able to mix the cake within ten minutes. It cooks for forty five minutes, during which I was washing dishes and prepping the chocolate ganache. I would recommend waiting until the cake has cooled completely before assembling the layers. I let it cook in their pans for half an hour prior to removing the cake from their molds. Then I place it in the fridge to help firm up the cake prior to icing. Meanwhile, the cake tops are tossed into the oven to dry out. After I assemble the layers, I throw the cake in the freezer for thirty minutes prior to icing the exterior, just to make sure it is set and the layers don’t move around. The most fun part is getting the cake crumbs on the sides of the cake. I found that the original recommendation to tilt the cake isn’t the best, after all my work nearly sliding off the stand and into the sink. I prefer to take a spoon and chuck the crumbs on the sides of the cake, creating a beautiful mess, but nothing my Dyson can’t handle.

If you are looking to this cake as a romantic gesture, I would pair with a glass of red wine and some roses on the side. Candy heart messages optional. It’s going to be a winner, I promise. Other cake recipes this way.

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Ingredients

  • 1.25 cups All Purpose Flour
  • 0.5 cups Spelt flour
  • 4.5 tbsp cornstarch
  • 1 tsp baking powder
  • 1/2 tsp baking soda
  • 1.25 cups cocoa powder
  • 1 tsp salt
  • 1 cup unsalted butter at room temperature
  • 2.25 cups sugar
  • 5 large eggs
  • 1.25 cups buttermilk
  • 20 oz Ghirardelli’s bittersweet chocolate chips
  • 3 cups heavy cream
  • 1/2 can of La Lechera caramel (about 3/4 cup)

The Process

  1. Preheat the oven to 350 degrees Fahrenheit.
  2. Spray two 9″ cake pans with coconut oil spray or butter them and lightly flour so the cakes do not stick. An alternative is to line the bottoms of the pans with parchment paper to make removing of the cake rounds easier.
  3. Sift flour, cornstarch, baking powder, baking soda, cocoa powder and salt in a bowl and set aside.
  4. Attach the paddle attachment to your Kitchen Aid stand mixer and beat the butter on medium-high speed until light and creamy.
  5. Add the sugar a little at a time, continuing to beat on the same speed until light in color and fluffy.
  6. Add eggs one at a time, waiting until full incorportaion before adding the next egg. Make sure to scrape down the sides of the bowl between each addition with a rubber spatula.
  7. With the Kitchen Aid mixer on low speed, add the flour mixture in 3 equal batches, alternating with the buttermilk in two batches. In other words, add 1/3 of the flour mixture, then half of the buttermilk, followed by 1/3 of the flour mixture, the rest of the buttermilk, and finishing with the rest of the flour mixture.
  8. Stop mixer and scrape down the sides of the bowl with the rubber spatula, then mix again for another few seconds. This ensures full incorporation.
  9. Divide the cake batter evenly between the two pans and bake until the top springs back (about 45 minutes).
  10. Cool cakes completely in the pans on wire racks.
  11. When the cakes are cool, turn them out by inverting the pans. Turn cakes right side up on the wire pans with the mounds on top. Use a serrated knife to cut off the mounded tops (leaving behind two flat rounds) and stick the tops on a sheet tray back into the oven at 250 degrees F. Let them bake for about 45 minutes to an hour to dry them out. These will turn into your crumb coat.
  12. As for the two cake rounds, I stick them into the fridge sitting on wire racks for 10 minutes to completely cool.
  13. Meanwhile, I make the ganache by placing the chocolate chips in a heat proof bowl. I heat the heavy cream in a saucepan until it comes to just under a boil. Pour the cream over the chocolate into the bowl. Do not stir right away. Let the mixture sit for a few minutes until the chocolate is partially melted. Stir with a rubber spatula until smooth and shiny. Open the can of La Lechera, as we will assemble the cake layers next.
  14. Remove the cake from the fridge. Use the serrated knife to cut each round in half, resulting in four rounds. Place one round on a plate or cake stand. Spread 3 tablespoons of caramel over the cake, followed by a 1/4 inch thick layer of chocolate ganache. Place the second round on top of the chocolate. Repeat the process until you place the fourth round of cake on top.
  15. Place the newly assembled cake into the freezer for 15 minutes to set the icing. You can also refrigerate the cake until firm for 1-2 hours if you need more time. If you are letting the cake set in the fridge, I would cover the chocolate ganache with plastic wrap to prevent it from air exposure. Keep that out at room temperature.
  16. Meanwhile, the cake tops should be nice and toasty. Remove them from the oven and place in a food processor. Run the food processor until the cake tops are broken up into tiny crumb pieces. Strain the crumbs through a medium-mesh sieve. You don’t want a fine mesh, otherwise your crumbs won’t go through. Set aside the bowl of sifted crumbs for later.
  17. Remove the cake from the freezer (or fridge) and ice the outside with chocolate ganache using an off-set spatula. If decorating with came crumbs, you only need a thin layer. If you prefer to do just the icing, I would double the icing.
  18. After the cake is iced on the top and sides, sprinkle cake crumbs over the top of the cake. The original instruction says to tilt the cake left and right to let the crumbs fall over the edges but that didn’t work too well for me. I had to take a spoon and fling the crumbs at the sides of the cake instead. You can try either, just be careful not to tilt too much lest the cake starts to slip off the plate!
  19. I decorated the top of the cake with flowers from the Farmer’s Market, but this cake is seriously just as beautiful without any decorations at all. If you wish, you can place a dollop of left-over chocolate ganache in a glob at the center of the cake and stick two Sweetheart candy messages on there, calling it a day.

Note: This cake is best served at room temperature. Let it sit on the counter as you prep the rest of dinner. You can also serve this with berries and red wine. To store, keep covered and in a cool place for up to four days. Refrigeration will dry out the cake.

I hope you all have a lovely Valentine’s Day.

Gift Guide: Valentine’s Day for Her

This post may contain affiliate links. Please see my disclosure to learn more. 

February 14 is an upcoming excuse for me to celebrate love in all definitions of the word and I’m jumping on said opportunity like a runaway train. This past year has brought to my attention the importance of meaningful relationships and I thank my lucky stars everyday for the makings of my post-COVID world, namely family and a toothless cat. Add to the mix my recent infatuation with signs of self-love and you’ve got Cupid herself. Valentine’s Day presents a solid excuse for me to go BIG- and stay home.

I’m shelling out on June Shine and wine, and staying in to dine. My ideas frolic around remaking a favorite wedge salad and sprawling on cement floors with puzzle pieces between my toes, wearing my Levi’s, a sweatshirt and my finest jewelry. I’m hoping for California gloom, which may be too much to ask for in February, but I am a hopeless romantic after all. I’ll stick tortoiseshell barrettes in my hair, walk with bare-feet, and relentlessly lounge around hoping my candles don’t light my plants on fire. And if that doesn’t paint a picture of modern age glam, muted and minimalist, then perhaps these Valentine’s Day gift ideas will do – a collection of small gestures and grandiose offerings.

Of course, there’ll be kisses and cat cuddles, couches, Netflix, and a sink full of dirty dishes mixed in there too. It’s gonna be purrfect.

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Travel: Montana De Oro State Park and Baywood-Los Osos, California

In December, we took a mini vacation up the California coast and discovered the little town of Los Osos slightly north of SLO. Our main reason for staying here was to explore Montana De Oro State Park and Morro Bay. To my surprise, it offered so much more than I was expecting, but isn’t that always the case with surprises? I had a rejuvenating few days in the area and my only regret was leaving so soon. This is hardly a travel guide, but rather, a reminiscence of the quiet neighborhood in which I felt I belonged.

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We stayed at an AirBNB, which is our preferred way of traveling. If you’ve never tried it before, I invite you to try it and if you use this referral link, you can get up to $65 off your first booking. The place was at the end of a dirt road in the middle of farm land. As we drove up to it, a giant black dog slowly lumbered towards our car to greet us welcome. The room was above a garage and had a tiny electric fireplace which kept us warm during the cold nights. In the morning, we could see the sun rise over the hills on their deck, and made our coffee in the mini kitchen while watching condors land on the poles of electric lines. If I had to get away from city life, this would be where you would find me.

The pace of the tiny town is slow and kind. Restaurants opened late, and shops closed early. People liked to sit and talk and the most poppin’ place was a humble diner with plastic tables and chairs serving large biscuits with gravy and greasy eggs. Meanwhile, the best croissants we have ever had (and that’s saying a lot) came from Pagnol Bakery who doesn’t even have a website and is located on a residential street, wherein a home owner turned the downstairs floor into a bakery storefront. There was also a Japanese ramen place called Kuma situated in the middle of an overgrown courtyard, extremely empty which would signal to me of their quality but the ramen was delicious and you can get sake for $1.

Not far from the town is Montana de Oro State Park. We traversed both Valencia Peak and walked along the Bluff Trail. We collected rocks on Spooner’s Cove when the sun was setting, and walked the harbor near Morro Bay. A twenty minute drive away is a breeding ground for elephant seals and if you’ve never seen them before they are a site to behold. And just to the south east lies SLO, where you can hike multiple morros to view the central coastline from above. I’ve been wanting, for a very long time, to find a place like this. It reminded me of New Zealand and even though we can’t travel around the world during this time, I would gladly drive up the coast to revisit this place over and over again.


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How I Made $475 in January 2021 Blogging From Home

This post may contain affiliate links. Please see my disclosure to learn more. 

As you all know, I took November and December off from blog work in order to focus on my family during the holidays. It was a practice that I always wanted to do (set aside dedicated family time during the holiday season) but I had not been able to accomplish, until last year. I was finally able to become financially independent to quit my job and call the shots at work, including when I wanted to work. This is why there were no income reports posted for November and December. However, now it is the New Year and I am back to work. January was a slow month because I only started to get the ball rolling again. Despite that, I was pretty happy with the result – $475 additional income from doing what I love, which is writing my musings on this blog. Before I go into the nitty gritty details of this month’s Extra Income Report, which you are always welcome to scroll down to below, here is a little summary as to how I make money blogging, as well as a few recommended posts if you want to increase your income.

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I started blogging right after graduating from dental school without ever thinking I’d earn money from it. At the time, I turned to this blog as a place to record my daily life. Ever since teenhood, I have kept some sort of journal or diary, which has evolved over time from paper to Xanga to Melodramatic, and now onto WordPress. For almost twenty years, I’ve processed information through writing, but never once did I think I would earn money from it.

It’s been three years since owning this site but I am happy to say that it is now getting a little bit of traction and has started to earn me a little income. If I wasn’t working as a dentist during the day, I could see how this could become a steady day job. Still, even with my day job, it had turned into a fun side-hustle for me. I decided to log my earnings for my own personal tracking but also to share publicly how much one can make blogging from home.

Now that remote work seems to be in the near future for many, I do think that blogging is a good option for people who wish to work from home. Likewise, it is an opportunity to be your own boss and have your own space. Since you are writing your own content, you have the flexibility to work whenever you want to, which I know can be a good or bad thing. Of course, you can always practice habits that will separate work from home. Lastly, this is a great hobby or job for creative people. You have autonomy over how to execute your ideas and thoughts, making this a very freeing experience for those who don’t quite fall neatly into a traditional work environment or big company hierarchy.

But first, how did I start to monetize the blog?

If you are new to blogging, you may not know that you can earn income from owning such a space. I certainly didn’t. But then I took this course called Making Sense of Affiliate Marketingand it changed my life.

What is Affiliate Marketing?

Affiliate Marketing is working with brands that you love in order to spread the word about their products and in return receiving commissions for any referred patrons. Sometimes these are physical products from almost any company you can think of. Other times, they are intellectual products such as courses or services that help improve other people’s lives. The best part is that you don’t have to “sell out” to do affiliate marketing. You don’t have to scheme or cheat people. For me, it’s really just promoting companies that I believe in. For example, the companies I choose to partner with are those that promote sustainably sourced products using fair trade and ethical factory conditions. I like to promote small name businesses trying to create social or environmental impact. I try to keep it to an exclusive few even though I’ve been approved for over 2,000 different companies (so far).

There are a few nuances to affiliate marketing and I didn’t know much about it prior to the course. But the course helped me to learn A LOT and it’s just another case of “you don’t know what you don’t know.” You could learn it all yourself, but it’s hard to without a guide to get you through the basics.

I highly recommend this course if you wish to monetize your blog but don’t know where to start.

Extra Income Report

Now, onto the numbers. In January 2021, I made $475 in extra income.

Of that, this is the breakdown:

  • $396 is from sponsored posts. I count the monetary value of products that I receive as “income”. I do not accept products for review without first learning about the company and product. As a minimalist, I also only look for products that we currently need. I am honest in all my product reviews and list both pros and cons because I want to be as helpful to the consumer and the company, both. Companies that have supported the blog this month include Tushy, Monk Manual, Lunette, Pact, and Everlasting Comfort.
  • The rest of the income ($78) was due to affiliate link commissions. These are links that I have posted throughout my blog prior which continually earn me commission for every successful sale.

This is the first income from the blog this year! So far, since March of 2020, I have earned $2803!!

I know it doesn’t seem like much, but as something I do for fun, I think it’s a nice little additional income. Over time, I hope to continue posting more income reports. Maybe it will help others looking for a side-hustle get a feel for whether blogging could become an alternative for them.

As always, my goal with this blog is to promote intentional living. Writing is a way to create a lifestyle that is in tune with what you want to do. Sure, it may not be the perfect job, but if working from home and having flexibility help allow you to live your dream life (one that includes traveling the world or becoming a stay-at-home parent), then I hope this space brings you that value.

If you are interested in starting a blog, I use WordPress. Feel free to sign up using my affiliate link.

If you already have a blog, I want to refer you to the course that helped me monetize mine. It’s a really great starting point. It’s called Making Sense of Affiliate Marketing.

Monthly Goals: February 2021

This post may contain affiliate links. Please see my disclosure to learn more. 

This post is written in partnership with Monk Manual. I have had the privilege of trying their 90-day planner and can truly say that it functions well as a guide for balancing being and doing. Sometimes the latter outweighs the former and we lose sight of who we are and what our purpose is. In order to glean as much as I could from this experience, I spent January reading Think Like a Monk by Jay Shetty. I have found that the Monk Manual really helps me live my dharma, find gratitude in my waking moments, listen to my thoughts and emotions without judgement, and learn from my experiences. Whereas other planners have been efficient in creating a productive work flow, the Monk Manual supersedes the others by leaving room for spiritual growth – our most beneficial but oft neglected kind of work. The modern world could use a planner such as this, not to find what’s been missing, but to uncover what’s been with us all along.

A Review of Productive January

January was an effective month for me. I kept up with most of my habits, including meditating five days a week, exercising almost daily, giving up alcohol, getting plenty of rest, docking the phone one hour before bed, and limiting my caffeine intake while increasing my exposure to sunshine and open air. I completed two books (Rich Dad, Poor Dad by Robert Kiyosaki and Think Like a Monk by Jay Shetty), saw my family every week, completed SEO courses and dental CE courses, and grew my blog multiple ways. Still, there are some improvements to be made. I can limit my social media use further, as well as give myself more time to create. Rather than focusing on what did not work in January and viewing them as failures, I have reframed my thinking to what improvements I have to look forward to in the future. It’s amazing how the words we use can change our energies from negative to positive. For February, I want to focus on having an intentional month, and will go into how the Monk Manual 90 day planner guides meaning into our daily lives.

An Intentional February – Aligning Doing with Being

Before we get into the nitty gritty of the doing, I wanted to share a few thoughts about being. I have spent the last few months since quitting my job delving deep into why I was dissatisfied with my work. I read the book Joy at Work by Marie Kondo and Kinfolk Entrepreneur by the Kinfolk team. I took personality tests such as this DISC assessment and studied my enneagram results for the umpteenth time. I had conversations with my friends, siblings, and husband about what my personality results tell me, and how I can maneuver around my shortcomings better while setting myself up for personal success. I journaled about my goals, motivations, inspirations and wildest dreams, analyzing what my driving force is. Most importantly, I expressed on paper everything that gave me sadness and despair about my old way of life.

I have come to the conclusion that among other factors such as an unideal work environment and an office culture that was unaligned with my personality, part of the reason why my old job was painful to me was because it didn’t align with my dharma. And that was entirely my fault. I had never spent time trying to figure out my true purpose in life, aside from making money and a living. I never honed in on what brought me joy, and what kept me going. The reason I wasn’t happy was because what I was doing wasn’t the same as my being. I was surprised by the results of my assessments and also at the opportunities that suddenly presented themselves during my hiatus. It turns out that life will naturally present what you attract, if you leave enough space for it.

How to Use the Monk Manual to Live An Intentional Life

In an effort to coincide what I do with who I am, February is focused on intentional planning, which is where Monk Manual comes in. Like my previous planner Mal Paper (read my review of Mal Paper Planner here), the Monk Manual 90 day planner focuses on prioritizing the tasks ahead to increase productivity. Writing down a to-do list is not intentional enough, if it is filled with activities that do not move us toward our goals. The Monk Manual has a weekly prioritization list but also a daily one. And just like the Mal Paper planner, Monk Manual leaves room for gratitude journaling at the beginning of the day as well as a space to write down what went well. Whereas both of those practices sets one up for a good work day, neither helps with spiritual growth.

I have found that Monk Manual works really well at fostering spiritual growth. On the daily pages, it leaves space to list the one thing we most look forward to, as well as the ways in which we can give. At the end of the day, Monk Manual promotes reflection by asking the user to list three highlights, and the three times they were at their best. The latter shows the moments in daily living that really align with their natural purpose in life. Then it asks for times when we feel unrest, which highlights the part of our lives that probably goes against what we want for ourselves. Lastly, it asks for one way we can all improve tomorrow, because our work is never done.

On the weekly pages, it prepares for personal growth, relationship growth and the good things ahead. This way of planning is new to me. I have always been focused on business growth, never realizing that personal growth is perhaps the more important metric.

Here are examples of personal growth goals that I look forward to in February.

February Goals for Personal Growth

  • Speak less, listen more.
  • Pause before every response.
  • Practice saying, “Let me get back to you.”
  • Every time I speak ill of someone, write down 10 positive affirmations for them to see the good they bring.
  • Be a humble worker so as to inspire respect, never demand it.
  • Grow my relationships by giving self-less service, sharing words of gratitude, and gifting more frequently.

At the end of the week, the reflection prompts ask for the biggest accomplishments, habit insights, and meaningful moments. The habit insights are useful to me because sometimes a habit that I wanted to adopt isn’t exactly the right habit for the goal I want to reach. The section for meaningful moments is also good because it highlights that our biggest accomplishments aren’t always our most meaningful milestones. We are more than what we do. Lastly, it has an area titled “God Is Teaching Me” although I would prefer for it to actually say “Life is Teaching Me”. Regardless, it provides an opportunity to look at our shortcomings and learn something from it so that we can move forward with our improvements.

Both the daily pages and the weekly pages make the monthly section easy to fill out. At the beginning of the month, you check in on your status around relationships, physicality, spirituality, work, personal growth, and playfulness. It also asks for one change you wish to make in the next month that will create the biggest impact, and one questions to answer this month. At the end of the month, the reflections section can use what you’ve written weekly and daily to remember the biggest accomplishments of the month. It also asks for the four relationships you are most grateful for, and the greatest insight you gained, creating space for gratitude and growth.

Embracing the Monk Mentality

The Monk Manual opens with a letter to its user in which it details a monk’s habits.

Where the world says focus on more, the monk says focus on less.

Where the world seeks to master outcomes, the monk seeks to master self.

Where the world fills our lives with noise and distraction, the monk fills his or her life with quiet and focus.

Where the world pursues a life of independence, the monk pursues a life of trust, walking the path of life with God and others.

Where the world medicates, the monk meditates.”

For a more intentional February, I am embracing the monk mentality and implementing what I have learned in reading Think Like A Monk. I will use the Monk Manual all month to adopt a more reflective way of planning, thereby increasing my self-awareness. Also, instead of only worrying about my goals, I want to focus more on service.

The question I want to answer this month is “How can I give more?”

To myself, and to others. It’s a question you guys can help me answer. Meanwhile, I give you my February goals. I already listed my personal ones above.

WORK:

  • Invest my time into learning more about SEO, website development, marketing, and dentistry.
  • Grow my blog connections through collaborations and partnerships.
  • Foster my relationships with my patients by dedicating five extra minutes per patient trying to learn one thing about their personal life that I never knew before.
  • Act from a place of service, as a humble worker. Answer the question: “How can I use my talents to serve others and make a difference?”

HOME:

  • Location has energy, and we must always choose the right location for our dharma. Dedicate to maintaining a clean, minimalist home to facilitate my creative personality.
  • Dedicate each space in the home to a single, clear purpose.
  • Create the ideal workspace in order to facilitate my best work. Find a desk, imagine what I want it to look like and how I want it to function.

HEALTH:

  • Exercise five days a week by either running or doing yoga.
  • Meditate with TIDE app five days a week.
  • Sleep early, wake early. My goal is to wake up by 5:45 am every morning so that I can dedicate the time for meditation, gratitude, exercise, and insight.

FINANCES:

  • Limit spending on myself to practice letting go of materialism. Dedicate only $30 of fun money spending for myself.
  • If I am able to forgo shopping this month, place the fun money in a brokerage account and invest it instead.
  • Spend less on groceries ($250 for the household) and dining out ($100 for the household).

OTHER:

  • Create my own bath salts.
  • Bake a new cake recipe.
  • Cook 2 donabe recipes.
  • Read 2 books.
  • Try Kintsugi for the first time.
  • Finish one drawing.
  • Do 10 minutes of Duolingo French every day.
  • Spend 30 minutes outdoors three times a week.