Thoughts on: The Blackest of Fridays.

Today is a sad day, and will likely continue to be a sad day for me for the rest of my life. It is with a heavy heart that I reminisce on past Black Fridays that I regret ever participating in. Growing up, my family held a huge emphasis on acquiring material goods and symbols of social status and wealth. Hence, Thanksgiving was never the real holiday. The real holiday was the day after turkey day, Black Friday, and it consisted of doing only one thing. Shopping.

I remember as kids, we were told to go to bed early on Thanksgiving so that we could wake up early to hit up the stores for their sales. Me and my cousins would all wake up early and, in a flurry of excitement, get dressed and pour over discount advertisements at the breakfast table while we ate left-over food for breakfast. Then we would all hop in vans and be driven to the outlets and malls by our parents and dropped off. We would separate into groups, with me managing the money my parents gave for myself, my sister, and my little brother. We spent the whole day walking, visiting every store and checking out the best deals. We wouldn’t make our decision until the end of the day, when we have exhausted every deal out there and picked the best deal that we saw, or the item we ended up most wanting that day. Some days, we would go to multiple outlets, then return to the outlet with the store with the supposedly best deal. What a waste of gas and precious time. We weren’t going out there to shop for something we actually wanted. We went out there with a mission to spend a certain amount of money that we were given on something that gave us the best-short-term-longing-feeling. And we HAD to spend it that day, otherwise, we would “miss out” on a good deal, and that money would be “wasted”. Talk about experiencing the real FOMO as early as 13 years old.

In addition to being taught awful habits regarding spending money, as well as de-valuing money throughout this entire process, you would not imagine the stress we went through on the blackest of Fridays. First world problems, I know, but seriously, it’s a true problem! We ran ourselves ragged, searching for the perfect thing. I was holding all the cash for my siblings and myself, and they would be running back and forth to me asking for a certain amount of it, and returning the change, and asking me how much they had left. I was a walking calculator zombie, not a human being. And then imagine the amount of thought and aggravation that went into deciding what to buy. The constant doubt of whether I was spending my money “wisely” on the best deal possible. The debate between getting a bang for your buck, or something you actually like (I say “like” and not “want” because I doubt we truly “wanted” any of that stuff. Don’t get me started with “need”). And oh, the comparisons afterwards! We would sit together at the end of the day, at In N Out or some other harmful fast food restaurant, and discuss what we spent our money on and how one deal was better than the other. It would pretty much be a show of who got the best thing, as if that was a measure of our self-worth, as if it was equivalent to our best life accomplishments.

Rather than spend time with each other, we spent time alone, in our own minds, as well as physically. The parents would drop off the kids and the kids would separate from the parents. In order to pursue and peruse our different interests, the kids would break up into groups. A group would enter a store, and then the individuals would look on their own. The only time we ever came together was when we wanted to gather all our resources or divvy up allocated money. Sad, sad, sad, I told you this was sad.

And now, Black Friday begins on Thanksgiving Day in the evening. I think of future generations and wonder what they will learn from all of this. I understand getting a good deal on something you may need, but watching videos of people line up, race through the doors, kick, shove, push, fight, I mean, is that really what life has turned into? It’s like the scene from Mean Girls where the shopping mall turns into a jungle scene. Now that I’m becoming less and less attracted by typical American consumerism, I sit back and can’t help but feel slightly disgusted with my past self. Our day of thanks is slowly turning more into a day of thanks for things rather than for things-that-truly-matter.

This year, Mike and I made sure to set aside time for our family and friends, the only things that really matter to us. We opened our doors and offered our home to everyone, as a way to say, “This is what we want to spend our time doing. The doors are open for you to come into our lives any time.” We have no desire to go out today, on the blackest of Fridays, to shop for ourselves and buy things we do not need. I have no desire to be surrounded by demanding customers and exhausted teenage clerks. I am not trying to depress myself the day after Thanksgiving. We both have the day off, and I think we are going to go out on this beautiful 85 degree weather (in late November! Thank you California) and enjoy the outdoors, at the park or the beach. Something to acknowledge all the blessings we have in our lives. And to spend time with each other, after spending the past few days with everyone else.

If you must go out there and get some early Christmas shopping done (I am still an advocate of getting to do lists checked off), then please consider shopping for meaningful gifts. Companies have started using Black Friday as a way to give back to charities and communities. Consider the following companies, so that at least the money you spend is used for a greater good somewhere where they don’t have money to spend.

 

Pantagonia – 100% of sales* to grassroots organizations working to create positive change for the planet in their own backyards. We’re determined to use every means at our disposal to defend our world’s climate, air, water and soil. In these divisive times, protecting what we all hold in common is more important than ever before.

 

Everlane – This year’s Black Friday fund goes towards building an organic farm in Vietnam, where pesticide use is so out of control that it is difficult to find safe food.

 

Check out more stores, here, and here, if you must. Or better yet, volunteer your time to an organization this holiday season, and give back what you can. Consider making a donation to a charity under someone’s name. More meaningful gift guides to come in the future, perhaps.

 

About minimalism and letting go.

For the past few weeks, I have fallen into the trap (again) that everyone befalls at multiple points in their lives. The trap of putting living life on hold and falling into the endless cycle of worrying about money. Money is a tricky thing. It enters your mind and takes root, and it requires great force not to allow the roots to delve deeper and deeper into your body and eventually get under your skin. And while money was very easy for me to dismiss in terms of buying things and acquiring social status symbols, it nearly all together consumed me when it became the one thing holding me back from what I thought I wanted: Freedom. After all, I am human. So this blog post is a recap of what ensued the past few weeks, where-in I catapulted from practicing minimalism, to searching for financial independence, and then returning to minimalism and letting the rest go. One step forward, two steps back, and onward with the cycles of everyday life.

I’ve written endlessly about my transition from being a typical compulsive consumer representative of middle class America to being a loosely defined minimalist. A common misconception people have about minimalism is that it requires you to get rid of all your stuff and live with very little. I like to embrace the concept of getting rid of the excess stuff, and keeping the things that hold meaning or things that you love. Our home is far from bare, but I think we’ve done a pretty good job stripping it of its excesses. If it doesn’t pull at our heart strings, it is donated for someone else who could love it more. What you learn from minimalism is that it is a constant reassessment of your life, and as you rid yourself more and more of the excesses, it becomes easier and easier to realize that there are far greater and important things in life than just stuff.

So I entered a stage where I was reassessing other aspects of my life, and I became interested in a community practicing financial independence. As I dug deeper into the specs of the FI community, I was enamored by this idea of financial freedom, and the one thing holding me back from said freedom, is an already previously mentioned and endlessly bemoaned massive student loan debt hovering above our heads. Now we’ve done a great job controlling this student loan debt, decreasing it from our original 25 year plan, to 10 years, and currently, we are on track for 8 years of pay back. Not bad for something double the amount of a mortgage for a five bedroom mansion in other parts of the United States. But I digress. In the past few weeks, this student loan debt had the upper hand and did an equally great job controlling me.

I came upon the realization that we could save a year and a half of freedom by downsizing our current home. When Mike and I first talked about moving in together, we dreamed about living in a loft. When we started to look after I graduated from dental school, we miraculously found a space immediately, located in Orange County approximately equidistant from our two jobs. (“Approximately” because he will adamantly insist that his is a few miles farther than mine. Fair enough.) We fell in love with it immediately, and there was no going back. I don’t even think I thought through the pros and cons. The heart knows what it wants, I guess, and there were no doubts in our minds that we could be happy here. We happened to be the first people to respond to the advertisement and even though there were other applicants, we were given the first opportunity to snag the space. Snag we did.

We’ve been living in this loft for almost a year and a half, and it has been our dream space. 1600 square feet of space and 3 floors for a couple seem excessive, but it’s what we love. We are introverted and usually spend our time on different floors of the house, chasing our own interests and hobbies. We come together on the second floor to watch football or play board games, and we love to host parties and dinners for close friends and family. We often joke that we are so lucky to come home to a vacation home every night. So we’ve been practicing minimalism, a perfect example to show that even though a massive loft is a thing, and it may seem excessive for two, there is forgiveness in the practice because it allows you to keep those that you love. It’s not about getting rid of as much stuff as humanly possible, because it is inhumane and impossible to lead a happy life with deprivation from the actual components that make you happy.

But a life of deprivation is what I started to consider. I found that we could save about $1000/month if we downsized our home, which multiplied by twelve months per year, then extrapolated out to five years, and we are free at age thirty-four instead of thirty-six. I became obsessed about searching for a space that would fit our needs and cut the costs. I would wake up every morning and refresh the Zillow page that was left open on my computer screen from the night before. I was prowling the internet for deals, and killing myself slowly with the stress. I eventually found two contenders that I liked, given the circumstances. One was a vaulted ceiling loft with a deck situated right on a lake. You walk out of a sliding door that spans one wall of the space onto a wooden deck where you can hang your feet into the lake filled with minnows and ducks. All it required was cutting the size of our space by more than half, demoting Mike’s Lotus from a garage to a covered parking spot, and moving farther away from both our jobs to a neighborhood that is old and less ideally situated and more un-kept. But the space itself was nice (so long as you didn’t step outside), and I could live in the smaller square footage. The appliances were all new and the internal was completely renovated and we would be the first people to live in it after the renovations. The second consideration was a beautiful studio apartment, albeit quite small, less than one third the size of our current home (I think it was listed at 478 square feet), and steps away from the beach. In fact, the only thing separating our apartment from the sand was PCH, and a row of homes. Like the other, it was beautiful on the inside, but also stripped the Lotus of a garage and now stripped my Scion of any parking spot at all. It increased my commute to both offices, while keeping Mike’s the same, and we had no laundry unit, nor did we have much closet space. There was also the tiny problem that our furniture did not fit in this studio, and we would have to hang our guitars on the walls to save enough floor space for the couch. I think our bed literally has to sit next to half of our dining table (because the other half of it won’t fit either). Part of me was actually looking forward to sizing down this much, since I have been talking to Mike about tiny homes for a while, and I wanted the challenge of really practicing resourcefulness and mindful living. I don’t know what it is about tiny apartment living that seems so glamorous to me, perhaps because Reading My Tea Leaves makes it looks so easy and fun. We went so far as to look at both places and submitting our applications.

It wasn’t until we got the offer for the first space (the beach apartment), and then the second space (the loft), that I started to get cold feet. Maybe I was already over-stressed to the point that I could not make a decision. The poor real estate agents, we gave them a run around with our “yes, no, yes, no” answers to their offers. I must have seemed like a crazy lady, not making up my mind like that, and poor Mike had to be dragged down with me. Mike was my saving grace throughout this whole process. His only requirement was a garage for his car and motorcycles, and I got him two places without garages and hardly space for both vehicles. But he was on board with trying either space, if it meant making me happy, or otherwise, stopping me from my stressful constant obsessive search for the ideal house. All he wanted for me was inner peace. But when it came to decision time, the stress got worse. He coaxed me into trying to figure out what I liked about each space, and what I did not like. I had a lot of fear that once I moved into the tiny apartment, I would learn that space is more valuable to us than I thought, and it would put a strain on our relationship (introverts unite!). Or that moving into a (possibly) less safe neighborhood could put his other love-of-his-life, Elise (car), in danger. He helped me realize that my fear of regretting the move is an indication that the move is just not right. Compromise was needed if we moved into either home. A hundred percent happiness could be achieved by staying. My mind was continually telling me to move, but something deep down in my chest (my heart perhaps?) was pounding on the walls and screaming no. On the inside, I felt like a two year old toddler throwing a fit, wanting one thing but resisting. Like I said, Mike was my saving grace. He said, “I will move for you, if it means you will have internal peace.” It was then that I realized that Mike did not want to move, and perhaps, neither did I. Maybe it was life’s way of reminding me that sometimes, you just have to let it go. Control freak as I am, I get carried away trying to shape my life course towards one direction, instead of just letting it tread its course the way it was meant to. So, we decided to stay. Giving up happiness was not worth gaining a year and a half of financial freedom. And back I go towards practicing minimalism. And practicing letting go.

The problem with financial independence is that money is at the forefront of the conversation. And as I started to state at the beginning of this post, money is a tricky thing. But minimalism, I can do. Instead of money, it puts happiness at the forefront of the conversation. It focuses on what brings your life meaning and joy. It may not give you financial freedom as early as you would like, but it frees you from being tied to money, even if you are still tied to money. And that type of freedom, money just can’t buy. Call me a failure at being financially independent. Mister Money Mustache will laugh at my face if he ever gets the chance to. Call me fearful of trying tiny living, though I may accept the challenge one day, for it still has a little glamour in my eyes. Call me a faux minimalist, call me whatever label you want, including happy and content to live here another six months more.

So here we are, one step forward and two steps back. Letting go of financial freedom for a few more years, and letting go of trying to control life. Trying to pursue love and happiness. Onwards.

A call for materialism

As a society that is described as being too materialistic, I want to pose the question that maybe we are not being materialistic enough.

It’s true, in one sense of the word I suppose. We are too materialistic in that we are ingrained to habits of compulsive consumption. Too many people are trying to keep up with the Joneses, trying to buy the next “IT” thing, lining up on Black Fridays and at Apple stores. Admittedly, it was not too long ago that I did these exact same things. I remember it was a “family tradition” to go out every Black Friday with all my aunts and uncles and cousins to go on a crazy shopping spree. We would spend the entire Friday shopping until we dropped. Nightmarish at best, it was a “tradition” that we looked forward to every year. As consumers, we are caught in an absurd circle of micro trends, which are not really trends at all. These material goods are, simply put, status symbols. People line up at the Apple store with every new release of the iPhone because once a newer, “better” one is created, they no longer care about the one they have. In fact, the one they have suddenly emits a sense of dissatisfaction, a sense of unhappiness. We are confused about what will make us happy. As if the consumption of products will somehow magically add up to a satisfying life.

The definition of materialistic is as follows:

  1. Excessively concerned with physical comfort or the acquisition of wealth or material possessions rather than the spiritual, intellectual, or cultural values
  2. adhering to the philosophy of materialism, a theory that regards matter as constituting the universe and all its phenomena
Synonyms include: consumerist, acquisitive, greedy, capitalistic, bourgeois
Not exactly words I want to be associated with in general. But if you think about the philosophy of materialism, it is defined as a form of philosophical monism which holds that matter is the fundamental substance in nature, and that all things, including mental things and consciousness, are results of material interactions.
If matter is the fundamental substance in nature, and if we are truly materialistic, shouldn’t we be more concerned with the quality of our products? I’d like to ask if, maybe, the problem is that we are not being materialistic enough? We need to be true materialists, as in we need to really care about the materiality of goods. I call for an increase in materialism, which requires an invested interest in the true value of the products and materials that we purchase. It seems as if the stars aligned when “The Life Changing Magic of Tidying Up” fell into my lap at about the same time I first saw the trailer for “The True Cost”. I suggest to anybody who wonders just how materialistic our society is to watch this trailer. Or better yet, the entire movie.
Something clicked and I realized, how was it ever possible to be able to buy an article of clothing for the price of $5. Companies must make a profit, materials must be paid for, so where do they cut the cost? The answer is simple and uncomplicated, albeit unfair and inhumane. Production is outsourced to poor countries with the enticing idea of enrichment. Large corporations addict these countries to the idea of uplifting their people out of poverty, which makes them stay, even when the production costs are reduced over time, enslaving their citizens into a dependency in the fashion industry. At the other end of the spectrum, distributors addict consumers such as ourselves to the idea of always faster, cheaper fashion. According to Liva Firth, “Each year across the world, 1.5 billion garments are sewn by an estimated 40 million people, working in 250,000 factories. These are predominantly made in countries described by the UN as the world’s least developed. All in all, the garment and textile industry is estimated to be worth some $3 trillion. And the bulk of that goes into the pockets of the owners of those fast fashion brands.”

 

It didn’t take much to convince me that a change has to be made. And it had to start with myself. If we are to be materialistic, then so be it. But I believe we can be materialistic while also being spiritualistic, being an intellectual and having solid cultural values. If I am to embrace the concept that matter is the fundamental substance in nature and that material interactions drive our consciousness, then those materials better be the best materials I can lay my hands on. And by best, I don’t mean coolest or most popular. I want to reach for materials that are sustainable, reusable, ethically made, and produced with care and love, not only for the consumer, but for the planet and the producers as well. I admit, it is a work in progress. It’s complicated, and also foggy at times, and it’s difficult to ask the hard questions. I have found a list of brands and companies that I support, but I am still a work in progress. At least I am progressing. And the hope is that society as a whole is also progressing towards the freedom from this cycle of need, want, now, now, now.

 

I’d like to end this post with a scenario posed by Liva Firth. If you see a car crash happen in front of you, would you stop what you’re doing to help the people involved? My answer is yes. The question is this. How far away from you does that car crash have to be for you not to help. My answer is that it has to be far enough that I cannot get there in time to be of help. Additionally, how far away from you does that car crash have to be for you not to care?

 

We are not far enough away that we are unable to help. Some may be far enough away that they simply do not care.