When we found out that our family was growing, I immediately thought about our finances. We had heard projections on how much it costs to raise a child. But my first musing was, is it possible to rear children for less? Blasphemy, amiright? Nonetheless, I quietly set a personal goal to spend nothing when having … Continue reading Spend Nothing When Having a Baby
I graduated in 2016 at 26 years old with $575,000 of student debt. I could tell right after graduation that the debt was going to be a psychological burden for me. Deep down in my heart, I had a wish to get rid of it as quickly as possible. However, consultations with multiple professionals made … Continue reading My Student Loan Repayment Journey
As you already may know, I am a firm believer in using credit cards to catapult you towards financial freedom. That sentence may seem counter-intuitive at first, but credit cards give you a massive money advantage. Trust me when I say the rich know all about it! This does not promote using credit cards haphazardly, … Continue reading Ways to Meet Credit Card Minimum Spend to Earn Sign Up Bonus Faster Without Spending More Money
Today, I want to share with you my 2022 winter capsule wardrobe. I started using capsule wardrobes back in 2018 when I decluttered my closet. A capsule wardrobe is a small curated collection of clothing to support daily living. At the time, I wanted to simplify my life, completely. This included making dressing up every … Continue reading My 2022 Winter Capsule Wardrobe
This post may contain affiliate links. Please see my disclosure to learn more. I’ve already dedicated an entire post on less waste and periods when I first spoke of how I managed my visits from Mother Nature using a single cup. But I feel as if this requires a revisit, for the glaringly obvious reason that there … Continue reading Less Waste: Period.
Despite being of the general stance that gym memberships are far from a frugal person’s prerogative, I have had BlackTag Membership at CorePower Yoga a few times in the past, typically when my schedule was most full and I needed the external stimuli to help dedicate to myself some form of self-love. Out of all … Continue reading Restorative Quarantine
Seeing as how I manage a blog about how to live with less, you would think that I am very good at de-cluttering my life. Alas alack, there are many forms of clutter and while I do really well with ridding our home from physical clutter and my mind of mental clutter, one type of … Continue reading Aspirational Clutter
I can’t believe how fast time flies! The second year of paying down my student debt has passed, and I didn’t even notice. After the first year, I posted an update that outlined a review of our journey. It seemed to help some, so I decided to do the same for the second year. This … Continue reading Finance: The Second Year of Paying Down $550,000 in Student Loans, An Update
